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Financing Your Home >Owner Financing
If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.
Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.
Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.
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| Q |
What is the highest altitude hotel in the world?
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| A |
The Hotel Everest View sits at the record altitude of 13,000 ft (3,964 m) above sea level, in the rarified atmosphere of Namche, Nepal, the village closest to the Mount Everest base camp.
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Bob Maiocco
Keller Williams, The Maiocco Team, Inc.
6300 South Syracuse Way, #150
Greenwood Village, CO. 80111
Phone: 720-273-4262
Fax: 303-479-7532
Email: bobmaiocco@KW.com
Choosing the best real estate agent to represent you can be a daunting task. Most of us are at least friendly, and many are quite talented. I have an unyielding desire to fully understand your wants, needs, goals and limitations and also the resources to apply a working knowledge of your goals with a comprehensive knowledge of the market inventory and market conditions. I have dedicated my career to learning and developing systems to take in the entire picture, find the perfect homes, and secure the right property at the best possible terms.   
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